Smith & Mounts Real Estate
80 S. Constitution Ave | Ashdown, AR 71822 | 870-898-2429 | 800-765-7195 firstname.lastname@example.org
Security - A feeling of security comes with owning a home - and the knowledge that your home is a safeguard against
inflation. Generally as prices go up, so does the value of your property.
Investment - Payments on your mortgage mean you are acquiring a major possession; instead of rent, you own more and
more. The garden you plant, the permanent improvements you make - all enhance the way of living as well as the value of
Tax Advantage - Your real estate taxes and the interest on your mortgage or land contract are deductible from your income
Financial Independence - More people have started on the road to this goal by home ownership than by any other way.
Your principal and interest payments remain the same for the full term of your mortgage while rents usually go up as the cost
of living increases.
Standing and Credit - Home ownership makes you a solid part of the community and gives you an established credit rating.
Such a responsibility also develops self reliance, business acumen and an appreciation of financial independence.
Environment - Your children grow up in the neighborhood of your choice. Your neighbors are responsible homeowners,
often with backgrounds much like your own. You establish roots.
Cash Equity - Better than a savings account, your home can appreciate to keep pace with inflation. Should your hobby be
carpentry, decorating, etc., you have opportunities to enhance the value of your home.
Satisfaction - Home ownership offers special advantages that make life more enjoyable - backyard barbecues, large family
gatherings during holidays, a home workshop, a chance to enjoy your family's companionship in the privacy of your own
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